My Adoration for the Amex Business Platinum’s Pay With Points Benefit

The Business Platinum CardĀ® from American Express offers frequent travelers several ways to add elements of luxury to their travel plans. From flight discounts to hotel elite status and a comprehensive airport lounge access benefit, the Amex Business Platinum Card delivers unparalleled travel perks that you can only find with a premium travel rewards card.

The card comes with a $695 annual fee, but the plethora of travel perks and a generous welcome bonus for new applicants can offset this fee. One of the standout benefits of the card is the Pay with Points perk, which gives cardmembers a discount on business- and first-class flights.

An overview of the card reveals valuable features such as up to $400 in statement credits each calendar year for U.S. Dell technology purchases, up to $189 statement credit for Clear Plus annual membership fee, and up to $200 in annual airline fee statement credits on one selected airline. Combined, these benefits alone can more than offset the card’s annual fee.

The Business Platinum Card offers additional travel benefits such as access to Amex Centurion Lounges and Delta Sky Clubs, hotel elite status with Hilton Honors and Marriott Bonvoy, and cellphone protection. Currently, the card is offering 150,000 bonus points after spending $20,000 on eligible purchases within the first three months of card membership.

The Pay with Points rebate allows cardmembers to get 35% of their points back on first- or business-class tickets on any airline or an economy ticket on one selected airline. This unique perk can significantly increase the value of Membership Rewards points when redeeming them for flights. The rebate can be used towards purchases on the card, gift card purchases, and car rental and hotel bookings through Amex Travel.

To maximize the Pay with Points rebate, cardmembers can stack discounts and rebates offered by Amex Travel, including Insider Fares and the International Airline Program. By booking flights using Membership Rewards points and taking advantage of the 35% rebate, cardmembers can redeem points at a value of 1.54 cents apiece, significantly higher than the standard 1 cent per point.

Overall, the Business Platinum Card from American Express offers exceptional value for frequent travelers, especially those who frequently fly in premium cabins. The Pay with Points rebate is a standout benefit that can save cardmembers hundreds of thousands of points per year. This perk, combined with other discounts and benefits offered by Amex Travel, makes the card a must-have for those seeking luxury travel experiences.

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